Calculate stamp duty on property
Stamp duty is a state tax on property transactions, making the transaction legally valid. Rates vary: Maharashtra 5%, Karnataka 5%, Delhi 4-6%, Tamil Nadu 7%. Calculated on higher of agreement value or circle rate.
Many states offer 1-2% lower stamp duty for women buyers. Delhi: women pay 4% vs 6% for men. Maharashtra: 1% less in some areas. Register in woman's name or as joint owner to avail benefits.
Registration fee is separate from stamp duty, typically 1% of property value (capped at ₹30,000 in some states). It covers the cost of registering the property in your name at the sub-registrar office.
No, stamp duty must be paid in full before property registration. Loan disbursement usually requires proof of stamp duty payment. Budget for this upfront cost along with your down payment.
Undervaluation is illegal and risky. Authorities can demand differential duty plus penalties (up to 200%). The document may become invalid for legal disputes. Always pay on correct value or circle rate.
© 2026 CalculatorZon - Free Online Calculators. Fast, accurate and interactive.